How long does auto insurance claim take? If you have an accident and your car is damaged, you may be wondering how long does auto insurance claim take to process. The simple answer is that it depends on the type of accident and whether or not you have collision coverage.
Auto insurance claims can take anywhere from 15 to 45 days. The longer it takes, the more money you will lose out on in total by not having your car repaired or replaced.
There are many reasons why your claim could take this long and here are a few of them:
1. You didn’t have enough collision coverage for the repairs done on your vehicle
2. You didn’t have enough insurance to cover the damage done to your vehicle due to an accident
3. You didn’t file a claim quickly enough after an accident occurred
4. There was some damage that wasn’t covered under your policy.
When you file a claim, it takes a while before the insurance company responds. The first step is to respond to your claim with a letter that states the details of your claim. This letter must be sent within 30 days of when you made the claim.
The next step is to wait for the insurance company to investigate your claim. This can take several weeks or even months, depending on how much damage was caused and how many people were involved in the accident.
When the insurance company finishes investigating your claim, they will send an adjuster out to assess what happened at the scene of the accident and how much damage was done to all parties involved in the accident. The adjuster will then contact you with their findings so that all parties involved can discuss their options for settling the case and moving forward with claims.